Two bills introduced to the Rhode Island Legislature this year would together stop insurers from considering a trio of controversial factors that car insurers routinely use to price policies, according to Online Auto Insurance.
The three factors are credit history, education level and homeowner status,... - February 13, 2012
A Florida Senate committee gave the initial go-ahead last week to a bill that aims to reform the state’s no-fault system by making changes that include requiring medical facilities to be licensed before getting reimbursed and eliminating coverage for certain treatments, Online Auto Insurance News... - February 07, 2012
Recent actions taken by Montana and Nevada regulators to expand online services for consumers highlights the ways in which state insurance regulators are improving their accessibility by opening up online channels of communication with consumers, according to Online Auto Insurance (OAI).
Industry experts... - January 16, 2012
The recent news that West Virginia officials plan to study ways to prevent run-ins between deer and vehicles on the state’s roadways underscores the severity of the problem—and how important it is for motorists where such problems exist to be insured against these events, according to Online... - January 11, 2012
Online Auto Insurance reports that recent discussions among members of the California auto insurance industry about the need for agents to change tactics in order to accommodate the increasing number of consumers buying their vehicle coverage online highlights the many options motorists have for purchasing... - January 09, 2012
A recent warning from Rhode Island regulators about some of the often-overlooked insurance implications of winter weather highlights the importance of policyholders’ knowing that there are some situations in which their personal car policies may not apply, according to Online Auto Insurance (OAI).
A... - January 02, 2012
The recent news that auto insurer Mercury has asked the California Department of Insurance for permission to raise its premiums by an average of 6 percent statewide underscores the important role that state regulators play in overseeing insurers and protecting the public, according to Online Auto Insurance... - December 28, 2011
Online Auto Insurance reports that new changes to California vehicle coverage regulations could make the difference in whether drivers who have been involved in a vehicle crash are eligible for good-driver discounts.
The updated rules, which were announced last week by state regulators, could be of... - December 26, 2011
If federal, state and local authorities’ urging motorists to sidestep safety risks and legal troubles by not drinking and driving over the holidays isn’t enough, Online Auto Insurance (OAI) is advising motorists that getting behind the wheel while under the influence can also have serious... - December 23, 2011
With federal safety officials announcing that hurricane season ends this month, Online Auto Insurance (OAI) advises consumers to use the time to ensure that they’ve protected their financial assets before next season begins.
That means going over your vehicle policy and maybe even getting your... - November 29, 2011
A recently announced move by Nevada regulators to make policy forms from the state’s top auto insurers available online provides consumers with a valuable opportunity to check out the fine points of policies before they sign, according to Online Auto Insurance (OAI).
Trying to decipher policy... - November 14, 2011
A new report from Quality Planning that says incorrect information about their customers cost automobile insurers more than $15 billion last year highlights the importance of getting policy details right when buying coverage, according to Online Auto Insurance (OAI).
Private vehicle insurers made more... - November 07, 2011
New research from the Texas Transportation Institute that shows texting behind the wheel doubles the time it takes drivers to react -increasing their odds of crashing - is giving the public a new understanding of just how much of a negative effect mobile phones can have on driver safety, according to... - October 17, 2011
A new study showing that 4 million Americans admitted to driving drunk last year should serve as a wake-up call for scofflaws, according to Online Auto Insurance (OAI), because even those drunken drivers who don’t wind up hurting themselves or others can face serious consequences.
In the Sunshine... - October 10, 2011
A warning issued this week about the dangers deer pose on Michigan roads should also serve as a reminder to motorists nationwide about the importance of protecting themselves financially against damages caused by animals, weather and other forces of nature, according to Online Auto Insurance (OAI).
The... - October 03, 2011
Safety advocates and the car insurance industry, along with many others, have been pushing for such measures to help cut down on the rate of accidents involving distracted driving. - September 20, 2011
Even as residents of the storm-ravaged East Coast and other regions struggle to return to normal, experts say more severe weather may be heading their way.
The impact of tropical storms Irene and Lee - and the threat of more storms that could strike soon - underscore how important it is for consumers... - September 13, 2011
It’s likely most drivers assume that if they are on the road and get hit by another car, they’re entitled to compensation for all of the damages they incur as a result of the accident. But the reality is much more complicated than that, according to a new FAQ by the writers at OnlineAutoInsurance.com.
The... - August 25, 2011
A Washington state couple has lost its breach of contract lawsuit against Farmers Insurance in a case that hinged on the alleged existence of a so-called “phantom car” the couple claimed had forced them off the road.
Underinsured motorist (UIM) policies often cover motorists for damages... - August 19, 2011
California Insurance Commissioner Dave Jones says the credit downgrade of the United States and a handful of large coverage providers should not affect insurers' ability to pay out on claims. Regulators around the country routinely monitor companies' financial situation to gauge their ability to pay all money owed to claimants. - August 15, 2011
Certain anti-theft devices not only will deter thieves but also can result in a price-break on premiums. - August 04, 2011
It may be tempting to save a few bucks on car insurance premiums by purchasing only the minimum liability coverage required by your state, but the writers at OnlineAutoInsurance.com point out that future costs could far outweigh short-term savings.
A recent FAQ posted to the site makes clear why consumers... - July 27, 2011
A representative from the National Association of Professional Insurance Agents told Online Auto Insurance News that a new promotion from GM and MetLife is undercutting agents’ role in the coverage-buying process. - July 19, 2011
A new FAQ published on OnlineAutoInsurance.com explains an important but sometimes misunderstood factor in determining how much consumers pay for car insurance: Their ZIP code.
In setting the price of a policy, insurers look at a broad range of data that can indicate risk levels, including whether motorists... - July 14, 2011
Oregonians can soon get paid to loan out their private cars through sharing services—and those who don’t own can rent by the hour—thanks to a new law that lets people keep their insurance coverage even when they share their vehicles for a fee when they’re not driving, according... - July 11, 2011
A 2010 survey from the National Association of Insurance Commissioners indicated that only about 1-in-7 respondents could correctly interpret the notation used for the limits of a basic liability policy, and chances are that many drivers simply buy basic insurance to satisfy state law and may not even... - July 05, 2011
In a new FAQ published on OnlineAutoInsurance.com, the writers discuss how to get financial protection for an event that no motorist wants to see happen: the theft of an automobile.
Despite the penalties against motor vehicle theft in the United States, cars were stolen more than 700,000 times in 2010,... - June 27, 2011
According to the Bureau of Labor Statistics’ (BLS) most recent data on price trends in America, the price of insuring motor vehicles rose one-fifth of 1 percent between April and May. While that may seem like a minimal increase, the BLS reports that the cost of auto insurance in May 2011 was 3.8... - June 20, 2011
A new FAQ published by the writers at OnlineAutoInsurance.com outlines the fundamentals of liability car insurance, a type of coverage that practically all drivers in the country are required to carry. But despite the fact that most motorists must have this type of financial protection to cover any damages... - June 15, 2011
In one of their latest FAQs, the writers at OnlineAutoInsurance.com explain that, although many may think that shopping for car insurance coverage is a two-step process - finding the cheapest policy and then buying it - it’s important to do some research about the coverage provider before making... - June 06, 2011
A new FAQ recently published on OnlineAutoInsurance.com discusses what happens in the event that an insurer disagrees with the repair estimate produced by a shop chosen by the policyholder. At one point in the article, the writers highlight “steering,” an important issue related to auto insurance... - May 25, 2011
Car insurance is an expensive product, and some of the most conservative drivers might use the protection it provides only a few times in their driving careers. So then why spend what could add up to tens of thousands of dollars in premiums over the course of a lifetime? In a new FAQ, the writers at... - May 13, 2011
In a new FAQ published by OnlineAutoInsurance.com, the writers point out an important issue for people who use their own cars to deliver goods for work: most personal auto insurance policies will not provide coverage for damages for accidents that happened while the car was being used for business purposes.
The... - May 09, 2011
In a new FAQ published on OnlineAutoInsurance.com, the writers discuss which type of autos will cost the most to insure. - May 02, 2011
A rate analysis by OnlineAutoInsurance.com shows that getting a DUI could end up costing a teenage Californian, on average, between $3,600 and $5,620 in extra car insurance premiums. - April 22, 2011
As a new FAQ published on OnlineAutoInsurance.com points out, adding drivers — especially young ones — to a policy can have a serious impact on total premiums.
Families wishing to see the best route to take when it comes to adding a younger driver to a policy can generate free car insurance... - April 19, 2011
In a new FAQ, the writers at OnlineAutoInsurance.com explain the details of a program that has been helping low-income Californians maintain proper car insurance coverage for more than 10 years.
The California Low Cost Automobile Insurance (CLCA) program, OnlineAutoInsurance.com says, provides access... - April 11, 2011
An analysis of rates from 13 California insurers show that uninsured motorist insurance can add significant protection for a small cost. - April 04, 2011
In most states, there are three different types of auto insurance coverages pertaining to damages to cars and other types of property: property damage liability, collision and comprehensive.
Property damage liability actually does not cover damage to the policyholder’s own car. Rather, it can... - March 28, 2011
Checking resources like consumer-complaint reports can help ensure that policyholders will be satisfied with their coverage providers. - March 21, 2011
A new FAQ recently published on OnlineAutoInsurance.com provides insight to consumers about the positives of purchasing uninsured motorist protection.
In some states, protecting against uninsured motorists is required by law. But in most states it is only an add-on to mandatory liability or no-fault... - March 14, 2011
New statistics show that an increasing portion of consumers are accessing smaller car insurance companies’ sites as well as the free coverage resources at sites like OnlineAutoInsurance.com. - March 07, 2011
OnlineAutoInsurance.com has released a new FAQ about the need to maintain proper car insurance coverage when relocating to another state. - February 21, 2011
Damage arising from a pothole is not generally covered under a basic liability policy. - February 14, 2011
In a new FAQ, the writers at OnlineAutoInsurance.com explain how where drivers live can affect their car insurance prices. - February 07, 2011
In a new FAQ, the writers at OnlineAutoInsurance.com discuss how accruing points on a driving record can affect premium prices. - February 01, 2011
Consumers who go to lease a vehicle may find that they will have more extensive car insurance requirements than those who own. - January 24, 2011
The new, more targeted input fields at AutoInsurance.com will lead to more accurate quotes for insurance shoppers. - January 17, 2011
In their latest FAQ, the writers at OnlineAutoInsurance.com look into the standard structure and possible benefits of pay-as-you-drive programs.
A pay-as-you-drive program — also known as PAYD — is defined by the Insurance Information Institute as “a type of auto insurance where the... - January 10, 2011
Online Auto Insurance is advocating that consumers stay safe while making the most of their New Year’s Eve celebrations.
While New Year’s is first and foremost a time to remember the past year and look forward to the next, statistics have shown that it also has historically been one of the... - December 30, 2010
