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		<title>PR.com Press Releases: Market Rates Insight News</title>
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		<description>Latest news releases from PR.com for Market Rates Insight.</description>
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		<copyright>&#169; 2012 PR Worldwide, Inc.</copyright>
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			<title>PR.com Press Releases: Market Rates Insight News</title>
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			<description>PR.com provides Free Press Release Distribution, &amp; is a unique Directory of Businesses, Products, Services, &amp; Jobs - in all industries.  Find Full Company Profiles.</description>
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			<title>Consumers Cashing in Maturing CDs to Pay Down Credit Card Debt According to Latest Market Rates Insight Analysis</title>
			<pubDate>Thu, 23 Sep 2010 03:00:00 -0400</pubDate>
			<description>Latest research shows that $29 billion, or 15%, of maturing CDs balances were used to pay down credit cards and other revolving debt in the first half of 2010. [PR.com]</description>
			<link>http://www.pr.com/press-release/264186</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/239329</guid>
			<title>Market Rates Insight Data Powers New American Banker Weekly Index of Deposit Premiums and Trend Analysis</title>
			<pubDate>Sat, 05 Jun 2010 03:00:00 -0400</pubDate>
			<description>Deposit premiums known as Specials are the marketing tools banks use to attract new deposit money, especially when deposit rates are at a record low. [PR.com]</description>
			<link>http://www.pr.com/press-release/239329</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/228698</guid>
			<title>New Market Rates Insight Analysis Identifies FIFO Deposit Products That Are First in, First Out When the Fed Rate Moves</title>
			<pubDate>Thu, 22 Apr 2010 03:00:00 -0400</pubDate>
			<description>Estimated 10 Percent of the Balances of CDs Over 3 Years with Less Than $100K Will Disappear with Every 1 Percent Increase in the Fed Rate [PR.com]</description>
			<link>http://www.pr.com/press-release/228698</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/216550</guid>
			<title>New Market Rates Insight Analysis Reveals Consumers Doubt Near-Term Economic Recovery, Abandoning Short-Term CDs</title>
			<pubDate>Wed, 03 Mar 2010 03:00:00 -0500</pubDate>
			<description>Latest FDIC figures show that deposits of up to one year, which are yielding net negative returns, dropped $502 billion or 18.4 percent in 2009. [PR.com]</description>
			<link>http://www.pr.com/press-release/216550</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/213929</guid>
			<title>New Market Rates Insight Analysis Reveals Short-Term Bank Deposits Are Now in Negative Territory Yielding Net Loss for Depositors</title>
			<pubDate>Sat, 20 Feb 2010 03:00:00 -0500</pubDate>
			<description>Latest Study Indicates 12-month CD Opened in January 2009 Has Return of -1.13% When Adjusted for Inflation [PR.com]</description>
			<link>http://www.pr.com/press-release/213929</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/209397</guid>
			<title>New Market Rates Insight Analysis Shows Depositors Are Shifting Money to Accounts for Quick Withdrawal</title>
			<pubDate>Wed, 03 Feb 2010 03:00:00 -0500</pubDate>
			<description>Latest study shows that for every $1 in new deposits, $4.78 is being shifted to savings and money market accounts that allow quick and easy access to funds. [PR.com]</description>
			<link>http://www.pr.com/press-release/209397</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/207781</guid>
			<title>New Market Rates Insight Analysis Shows That Tax on &#8220;Big Banks&#8221; Will Increase Cost for All Banks</title>
			<pubDate>Wed, 27 Jan 2010 03:00:00 -0500</pubDate>
			<description>Latest Study Shows 70 Percent Probability That All Banks Will Increase Deposit Rates Within One Week of Any Rate Increase by the &#8220;Big Banks.&#8221; [PR.com]</description>
			<link>http://www.pr.com/press-release/207781</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/199912</guid>
			<title>New Market Rates Insight Report Projects Further Decline in Deposit Interest Rates in the First Half of 2010</title>
			<pubDate>Thu, 17 Dec 2009 03:00:00 -0500</pubDate>
			<description>The newly-mandated FDIC rate cap, the high unemployment rate, and low Fed rate will suppress deposit interest rates; inflation is the wild card [PR.com]</description>
			<link>http://www.pr.com/press-release/199912</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/196847</guid>
			<title>Latest Market Rates Insight Analysis Shows Banks Adopting Traditional Retail Industry Tactics to Attract New Depositors</title>
			<pubDate>Thu, 03 Dec 2009 03:00:00 -0500</pubDate>
			<description>Banks are keeping regular interest rates low and unchanged, and attract new depositors with special offers at higher interest rates [PR.com]</description>
			<link>http://www.pr.com/press-release/196847</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/193919</guid>
			<title>New Market Rates Insight Analysis Shows January 1 Mandatory FDIC Deposit-Rate Cap Will Have Most Impact on Banks in Nine States</title>
			<pubDate>Thu, 19 Nov 2009 03:00:00 -0500</pubDate>
			<description>On January 1st, 2010, the FDIC final rule becomes mandatory restricting some banks to a maximum of 75 basis points (rate cap) above the national rate published by the FDIC [PR.com]</description>
			<link>http://www.pr.com/press-release/193919</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/187429</guid>
			<title>Latest Market Rates Insight Research Shows People Trading Higher Return Rates for the Safety of Insured Bank Deposits</title>
			<pubDate>Fri, 23 Oct 2009 03:00:00 -0400</pubDate>
			<description>Total Bank Deposits Are Up $520 Billion from June 2008 to June 2009, Even Though the Average Interest Rate on Deposits Has Dropped 37%. [PR.com]</description>
			<link>http://www.pr.com/press-release/187429</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/186031</guid>
			<title>New Market Rates Insight Report Shows Banks Turning to Highest Return for the Shortest Term to Build Deposits</title>
			<pubDate>Fri, 16 Oct 2009 03:00:00 -0400</pubDate>
			<description>Banks and credit unions are offering short-term CD and Money Market Specials at twice the average regular rate to cater to the short-term deposits market. [PR.com]</description>
			<link>http://www.pr.com/press-release/186031</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<title>New Market Rates Insight Research Links Low Deposit Interest Rates to Low FDIC Insurance Fund Balance</title>
			<pubDate>Sat, 03 Oct 2009 03:00:00 -0400</pubDate>
			<description>Analysis Shows for Every $4.8 Billion Reduction in the FDIC Deposit Insurance Fund, Rates for CDs and Money Markets Drop by 10 bps. [PR.com]</description>
			<link>http://www.pr.com/press-release/182959</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/177195</guid>
			<title>New Research from Market Rates Insight Indicates Interest Rates on Deposits Not Likely to Increase in Remainder of 2009</title>
			<pubDate>Wed, 09 Sep 2009 03:00:00 -0400</pubDate>
			<description>National Average Rate for CDs and Money Markets Shows Loss of 27% through August Compared to 26% in Full Year 2008, and Without Cyclical Lift in Q3. [PR.com]</description>
			<link>http://www.pr.com/press-release/177195</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/176425</guid>
			<title>New Market Rates Insight Analysis Reveals Consumers Choosing Short-Term CDs for Their Bank Deposits</title>
			<pubDate>Sat, 05 Sep 2009 03:00:00 -0400</pubDate>
			<description>Shift from Long-Term CDs an Indication that Depositors are &#8220;Temporarily Parking&#8221; Their Money Until Confidence in Economic Recovery Returns. [PR.com]</description>
			<link>http://www.pr.com/press-release/176425</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/172046</guid>
			<title>New Analysis from Market Rates Insight Reveals That Local Branches Produce Most of the Deposits for Banks</title>
			<pubDate>Sat, 15 Aug 2009 03:00:00 -0400</pubDate>
			<description>Nearly 90% of bank deposits are made through local branches by people in the region, and each regional branch adds an average of $116 million. [PR.com]</description>
			<link>http://www.pr.com/press-release/172046</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/170449</guid>
			<title>New Market Rates Insight Analysis Reveals That Banks Are Lowering Deposit Rates to Fund FDIC Special Assessment</title>
			<pubDate>Fri, 07 Aug 2009 03:00:00 -0400</pubDate>
			<description>National Average APY for CDs and Money Markets Has Dropped 10 bps Since June 30 Enactment of FDIC Special Assessment. [PR.com]</description>
			<link>http://www.pr.com/press-release/170449</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/165580</guid>
			<title>New Market Rates Insight Analysis Reveals That Bank-Deposits Rates Lost 30% of Return Value in the First Half of 2009</title>
			<pubDate>Thu, 16 Jul 2009 03:00:00 -0400</pubDate>
			<description>The national average rate for CDs and Money Market dropped 71 basis points, from 2.41 to 1.70 during the first six month of 2009 [PR.com]</description>
			<link>http://www.pr.com/press-release/165580</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/161133</guid>
			<title>New Market Rates Insight Report Reveals That the 19 Largest Banks Offer Lower Deposit Rates Than Smaller Banks</title>
			<pubDate>Fri, 26 Jun 2009 03:00:00 -0400</pubDate>
			<description>Research Shows Nation&#8217;s Top 19 Banks That Received TARP Relief Offer CDs an Average of 42 bps Lower and Money Markets at 25 bps Lower than Smaller Institutions [PR.com]</description>
			<link>http://www.pr.com/press-release/161133</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/160437</guid>
			<title>Market Rates Insight Adds Complimentary Reports and Vcasts Featuring Deposit Pricing Indicators and New Banking Offers</title>
			<pubDate>Tue, 23 Jun 2009 03:00:00 -0400</pubDate>
			<description>Weekly Updates on Leading Financial Indicators and New Product Innovations Offered to Help Financial Institutions Compete in Tough Economy [PR.com]</description>
			<link>http://www.pr.com/press-release/160437</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/147505</guid>
			<title>New Report from Market Rates Insight Reveals Bank Depositors Seek Holding Pattern with 12-month CDs Until the Economy Recovers</title>
			<pubDate>Fri, 24 Apr 2009 03:00:00 -0400</pubDate>
			<description>Frequent Re-pricing of Special 12-month CD, and its relatively high interest rate indicate that depositors are opting for a one-year of &#8220;wait and see&#8221; before deciding on other investment avenues. [PR.com]</description>
			<link>http://www.pr.com/press-release/147505</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/135122</guid>
			<title>Market Rates Insight Celebrates 24 Years of Trusted Service Providing Banks and Credit Unions with Deposit, Loan, and Fee Studies</title>
			<pubDate>Sat, 28 Feb 2009 03:00:00 -0500</pubDate>
			<description>MRI celebrates its 24th anniversary by offering free 24-hour access to its advanced pricing system. [PR.com]</description>
			<link>http://www.pr.com/press-release/135122</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/133866</guid>
			<title>New Market Rates Insight Report Shows Short-Term Jumbo Business CD on the Rise as Businesses &#8220;Park&#8221; Their Money</title>
			<pubDate>Sat, 21 Feb 2009 03:00:00 -0500</pubDate>
			<description>Latest MRI rate research shows that nearly 30 percent of all Jumbo Business CDs are now offered in one, three and 12-month terms. [PR.com]</description>
			<link>http://www.pr.com/press-release/133866</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/132531</guid>
			<title>Market Rates Insight Offers New Regional Ad Research Tool for Banks and Credit Unions at Introductory Price</title>
			<pubDate>Sat, 14 Feb 2009 03:00:00 -0500</pubDate>
			<description>New Advertising Tracking Service Gives Banks and CUs Snapshot of Competitive Product Promotion Now Available as Standalone Service. [PR.com]</description>
			<link>http://www.pr.com/press-release/132531</link>
			<dc:creator>Market Rates Insight</dc:creator>
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			<guid isPermaLink="true">http://www.pr.com/press-release/101084</guid>
			<title>Market Rates Insight Names Wartels New National Sales Director</title>
			<pubDate>Wed, 20 Aug 2008 03:00:00 -0400</pubDate>
			<description>Banking Research Firm Names New Sales Exec for Web Research Portal. [PR.com]</description>
			<link>http://www.pr.com/press-release/101084</link>
			<dc:creator>Market Rates Insight</dc:creator>
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