London, United Kingdom, March 20, 2015 --(PR.com
)-- Leading insurance broker 4 Young Drivers is driving a campaign to dispel an insurance myth that could land drivers in hot water for driving without insurance.
In years gone by, if you bought a comprehensive insurance policy, it usually included third party cover for driving other cars. Handy if a friend or relative asked you to drive their car back from the airport, or driving them home if they’d had too much to drink.
However, this benefit is now much less widely available owing to insurance scams, and many insurance companies have done away with it altogether.
In short, warns the broker, it’s no longer safe to assume that all Comprehensive policies provide this cover, as it can vary from one insurer to another.
A senior spokesman for 4 Young Drivers says, “Young drivers should be especially careful to read the small print on their policies, as under 25s are even less likely to be covered for driving other vehicles.”
“If you’re a young driver in this category and you really do need to drive someone else’s car, other options might be to have yourself added as a named driver on their policy for a short time, or take out separate temporary insurance cover,” he added.
The consequences of being caught driving without insurance are a fixed penalty fine, up to 6 penalty points and if the case goes to court, a possible disqualification from driving.
If you occasionally need to drive a vehicle that isn’t specifically named on your policy, you’ll need to ensure you take out insurance that includes cover for driving other cars.
Contact 4 Young Drivers for a quote, and ask about cover for driving other cars.