Life, Disability Income**, Medical, Long Term Care**
**Disability income and long-term care insurance products are underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA a wholly owned stock subsidiary of the Guardian Life Insurance Company of America, NY, NY.
PAS is a member NASD/SIPC.
Individual health insurance not underwritten by Guardian. Guardian and PAS do not provide tax or legal advice. For information on your specific situation, please consult your personal legal or tax advisor.