San Diego, CA, December 11, 2009 --(PR.com
)-- Author Linda Brewton Offers Straightforward Advice and Strategies To Guide You Toward A Brighter Financial Future.
Linda Brewton, veteran Capital Markets strategist and SDSU Alumna, has launched her first book on financial planning. In “The Myth of the White Knight: Financial Planning For Women,” (www.lulu.com, www.amazon.com, ID 6400569, $18.92) Brewton encourages and shows women how to take charge of their financial well-being instead of relying on a mythical “white knight” to ride in and rescue them.
“It’s been my experience that too many women leave their financial future to chance,” Brewton said. “Instead of taking the time to understand their current financial situation, determine where they would like to go and how to get there, many women assume that things will magically work out or that someone else will simply do this for them.”
When she first developed the idea to write a financial planning book, Brewton's primary goal was to explain finance in a way that the average reader could easily understand. "Most financial planning books that I've come across are ploddingly written, not very well organized, and just plain boring, even for someone like me who actually finds finance interesting."
With that in mind, Brewton used a conversational tone, humor and easy-to-follow examples to guide the reader through the financial planning process.
The book begins with several important reminders to negate what the “happily ever after” books taught us growing up. First, even if you find your knight in shining armor (husband), you might not live happily ever after together and/or he may not know much about financial planning. Second, the wise old king (father) is living a much longer and costlier life himself that could diminish or eliminate a potential inheritance. Third, Big Brother (employer) might be lending you a hand via retirement plans, but it likely won’t carry you through your Golden Years. And finally, the money that Uncle Sam (Social Security) secures for you will pay a small percentage of the expenses you’ll have as a 65+ year-old woman.
After awakening readers from their fairy tale, the book outlines practical, step-by-step advice for a woman, at any stage in her life with any level of mathematical understanding, to get her financial house in order. Artfully balancing education and humor, Brewton emphasizes the seriousness of learning about ones finances without belittling those that may not be as savvy as they should be.
Part II of the book guides the reader through simple and clear instructions for assessing their current financial situation. It walks one through the process of creating an assets and liabilities spreadsheet. After seeing down on paper how much one has versus how much one owes, the reader will appreciate the sound advice in the following chapters on reducing expenses, increasing income, eliminating liabilities and protecting wealth.
Looking ahead to the future, the book provides no-nonsense advice on retirement savings plans, life insurance and annuities. In the “Investing Basics” chapter, topics such as risk and return, diversification and asset allocation are covered. The book closes with an overview of the different types of financial advisors with tips on qualities that a prospective client should seek in each one.
Linda Brewton, author of “The Myth of the White Knight,” is a 20-year veteran of the capital markets industry and published writer who has provided financial advice and consultation to women in all stages of life, as well as to multi-billion-dollar institutions. Her areas of expertise include portfolio management, financial services and trust administration. Ms. Brewton is a Phi Beta Kappa graduate of San Diego State University where she earned an MBA in Finance and a BA in English. For additional information about the book, please visit “The Myth of the White Knight” Facebook page www.facebook.com or for up-to-the-minute financial planning advice, follow Ms. Brewton on Twitter (LindaBrewton).
To order “The Myth of the White Knight,” (ISBN 978-0-557-06977-4) please visit http://www.lulu.com and conduct a search for ID 6400569. The book is also available at http://www.amazon.com. To arrange an interview with the author, Linda Brewton, please contact her publicist, Jennifer Cornelius, at firstname.lastname@example.org.