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The Giff Group

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The Giff Group Offers Help to Homeowners Who Have Fallen Behind on Their Mortgages

The Giff Group is now helping home owners who have fallen behind on their mortgage by giving them an option to short sell the home and avoid foreclosure. This option is provided to homeowners who have fallen behind or whose home is worth less than what is owed on the mortgage.

Orlando, FL, June 23, 2013 --( The Giff Group is an Orlando Short Sales Specialist who is now helping homeowners to avoid foreclosure. They provide complimentary consultation to determine if a short sale is the best option for homeowners.

The Giff Group provides a wealth of information as to what is a short sale and helping with the process. Homeowners are told that a short sale is a process of which they can sell their home for less than what they owe on their mortgage. Short sales often occur in real estate when a lender comes to agreement in accepting a shorter pay off amount on a loan rather than what is owed to their property. When an Orlando short sale transaction is in action, the borrower will be indebted more on their loans and liens versus their property’s worth at its current market value. Also, a lender will only agree to a short sale generally when the borrower can give account that they are in some type of hardship. These are some of the items discuss with the home owner by The Giff Group

A great advantage a home owner would get from short selling their home is that their record will usually recover within two years, which will give them the time to pay off old debt, establish their credit once again, and qualify for loans. Simply put, their credit history will read as “settled in full” or “paid as negotiated,” however, it will not be displayed as “short sale.” A short sale is not an actual item on their credit so it will usually not affect any future employment where as an Orlando foreclosure keeps its title while potentially turning away employers, or even sacrificing your current job title, as stated by The Giff Group.

The Giff Group has helped many home owners do successful short sales and release them from financial burden. This is one alternative to consider. Here is a helpful website the group offers to help homeowners determine if a short sale if right for them: On the site there is information and also a financial calculator. Legal advise is also recommended before making any financial or legal decision, says The Giff Group.
Contact Information
The Giff Group
Sandy Giff
845 401 4345

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