Do Banks Need a New Business Model?

CashFlow Insights recently concluded study shows community and regional bank business models working well. Banks that were profitable every year from 2005 through 2012 have almost returned to their historic Return on Assets level, despite slow economic growth and new regulations. Banks that were unprofitable for one year are returning to their historic ROA levels more slowly. The key to success continues to be the quality of execution. - March 09, 2013

What is the Cost of Customer Attrition to Banks?

Commercial customer attrition costs banks a great deal in profitability - up to 10 basis points in Return on Assets per one percent of attrition. This can be avoided by focusing on customer loyalty. - March 01, 2013

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