Small Businesses Empowered to Take Control of Their Banking with New Financial Guide

Small businesses being crippled by bank charges and restrictive lending practices are being urged to take back control in a new publication launched this month.

Somerset, United Kingdom, July 15, 2009 --( Small businesses being crippled by bank charges and restrictive lending practices are being urged to take back control in a new publication launched this month.

The Small Business Banking Advice Guide, produced by Independent Banking Advisers Attfield James, offers invaluable inside knowledge on how to negotiate lower banking fees, reduce overdraft interest rates and eradicate excessive excess charges.

Made up of 16 individual modules, which can be bought separately or as a package depending on your needs, the Banking Advice Guide can be updated quarterly by e-mail.

The Banking Advice Guide Introduction module can be downloaded free of charge by all businesses registering online on the site.

To ensure total peace of mind, Attfield James is also offering free custom banking advice on the modules purchased – by telephone and e-mail – for 90 days from the date of purchase to businesses that purchase a package before September 1st 2009.

Attfield James is uniquely qualified to provide this advice to small businesses, being the leading firm of independent banking advisers currently operating in the UK.

Jim Willis, one of the company’s founding directors says, “For many small businesses, the level of support offered by their bank is critical to their survival. If that support is absent or negative, they will have difficulty surviving and may well fail.

“The Banking Advice Guide for Small Businesses provides user-friendly, practical advice, to show them how to negotiate what they need from their banks at the right price, and how to cope with existing or looming bank problems.

“Using that advice, one recent customer negotiated his interest rate down from 11% to 4% above Base while another was able to reduce an arrangement fee from 5% down to 1% – saving him £4,000.”

To register for the Banking Advice Guide for Small Businesses, and receive your free introductory module, visit where you will find details of modules currently available and launch dates for upcoming titles.

More information is available from Jim Willis on 01963 470031 and

About Attfield James
Attfield James is a firm of Independent Banking Advisers. Their role over the last 15 yrs has been solely to give their clients advice on how best to deal with their bank - their knowledge of the market is as up-to-date as yesterday. If there is anything that concerns small and mid-size businesses about their banking arrangements then Attfield James helps by providing tailored banking advice. A successful resolution is almost always achieved without a change in bank and mostly Attfield James remains invisible when negotiating with the bank, to protect the relationship clients have with their bank

The Small Business Banking Advice Guide gives small businesses access to the extensive knowledge of Attfield James that has traditionally been for the benefit of larger organisations - so that they too can get a better deal from their banks. It’s off-the-peg advice covering a range of topics and includes guidance on: bank negotiations, reducing bank charges, borrowing and offsetting, invoice discounting and factoring, how to make credit work harder, identifying and remediating interest calculation errors and domestic, international and electronic transactions fees - to name just a few.

Delivered as a modular report with the topics a small business needs, it is an easy-to-follow guide to getting the best out of banking relationships.

Attfield James Limited
Jim Willis, Director
01963 470031