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Crescent State Bank

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Crescent State Bank

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Crescent Financial Corporation Executive to Speak at 2007 Southeast SuperCommunity Banking Conference

Cary, NC, February 09, 2007 --( Michael G. Carlton, president and CEO of Crescent State Bank, a wholly owned subsidiary of Crescent Financial Corporation, (NASDAQ: “CRFN”), will be a presenting at the 2007 Southeast SuperCommunity Bank Conference on February 14 and 15, 2007 in Atlanta, Georgia. Mr. Carlton will present at the conference on Thursday, February 15th at 9:10 a.m. Eastern Time.

The presentation will be accessible via webcast on the following site: To listen to the live webcast, please go to the website at least fifteen minutes early to download and install any necessary software. Presentations will be archived up to 30 days following the event.

About Crescent Financial Corporation:
Crescent Financial Corporation is the bank holding company for Crescent State Bank in Cary, North Carolina and Port City Capital Bank in Wilmington, North Carolina. The Company has total assets of approximately $698 million, deposits of approximately $542 million, and loans of $543 million as of December 31, 2006, with eleven full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, Pinehurst, Raleigh and Wilmington, North Carolina.


Information in this press release contains "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation’s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.

Patty Briguglio
MMI Associates, Inc.
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Crescent State Bank
Patty Briguglio

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