Financial Planning Advocate from Advises Future Retirees on Some Harsh But Necessary Truths

According to the Pew Research Center population projections, the oldest Baby Boomers reached the age of 65 in 2011. For the next 19 years, about 10,000 more people will reach this milestone every single day in the United States. “Most of these people will reach this retirement age grossly unprepared both financially and emotionally,” according to investment and financial planning advocate Hugh Gallagher of as he announces his new book “The Investor’s Journey”.

Los Angeles, CA, October 14, 2012 --( Gallagher is unrelenting in his message. “For the vast majority of retirees, they have never sat down and mapped out exactly how their retirement will look or how much everything will cost. They have no idea of what is affordable and what is not. This absolutely needs to be done. It all starts with a conversation. Over the last few years we have seen the effects that a lack of preparedness and organization has had on people. They have been hit hard by poor investment and spending decisions. This creates massive uncertainty in life and the human mind hates uncertainty.”

According to Gallagher this book was written to illuminate this conversation that people need to have with themselves and their close family. “They really need to get clear on the specifics of their retirement, says Gallagher “and the sooner it is done, the better. One of the greatest assets you have in planning for retirement is time. Time should not be squandered.”

Important lessons for us all. You can download your own copy of “The Investor’s Journey” for free from the Amazon Kindle store until 15th October 2012.

In this book, future retirees will learn

-The importance of not chasing short term returns but ensuring long term results.
-The importance of not falling for “investment secrets” sales pitches.
-The disconnect between how most people invest their money and the real needs from this invested money.
-The investment journey that takes the investor from despair to enlightenment.

Gallagher continues “It is the unfortunate reality that many will have to either delay retirement or lower their expectations in retirement. There is no use in burying our heads in the sand. The future retiree needs to know where they stand. The future retiree needs to know what will be affordable and on what date in the future they can reasonably expect to achieve their retirement goals.

His new book “The Investor’s Journey” is available for free download until Monday 15th October 2012 attempts to bring order to this chaos.
Hugh Gallagher