Launches a New, Inexpensive Online Solution to Collecting Delinquent Commercial and B2B Accounts

San Diego, CA, September 30, 2007 --( is the latest offering from Pacific Southwest Credit Association, a full service collections and credit organization founded in 1896.

Designed as an easy-to-use alternative to costly, traditional collection agency services, puts the power of persuasion into the creditor’s hands. The online service enables the creditor to initiate a collection procedure consisting of three formal demand letters, each sent to the account debtor in intervals within 30 days. The demand letters clearly state that payment of the obligation is to be sent directly to the creditor . . . not to eCollectionLetters. Each demand letter sent to the debtor is printed on the professional letterhead of eCollectionLetters’ parent organization, Pacific Southwest Credit Association, whose expertise and national reputation has been well documented during its 110 years of service.

“ represents the ‘missing option’ that commercial credit grantors have been seeking,” says Greg Garner, President of Pacific Southwest Credit Association. “That ‘missing option’ is leveraging the influence, reputation and psychological strength of a national collection agency yet doing so at a fraction of traditional costs.” Garner continues, “In a business world with shrinking profit margins, credit grantors are searching for new ways to collect their delinquent dollars while at the same time avoiding the costly fees of contingency-based collection agencies and law firm retainers that eat into company profits.” According to Garner, the eCollectionLetters business model accomplishes this goal and creates ultimate value for the creditor.

Letter series may be purchased at the web site either on a single series basis or in discounted volume packages. Purchases are made simple through a credit card transaction at the site. Creditors then establish their profile and manage their account and letter series with 24/7 access from their own desktop system.

Garner cautions that the service is designed strictly for commercial matters. “Our online service is a B2B solution designed to support only those business entities that are owed money by other business entities. Consumer debt issues are not eligible and will be rejected by the eCollectionLetters system.”

For additional information, visit .

About Pacific Southwest Credit Association

Pacific Southwest Credit Association is a non-profit member-owned organization which was founded in 1896 and is comprised of commercial business entities in the Pacific Southwest. SDCA is an affiliate of the National Association of Credit Management (NACM), a nationwide organization consisting of over 45,000 member companies, making it one of the oldest and largest business organizations in the United States. Members of SDCA are business credit grantors in manufacturing, wholesalers, service industries and financial institutions. Their one objective is to provide commercial credit grantors with the finest business credit services available anywhere. Members of PS Credit are business credit grantors in manufacturing, wholesalers, service industries, and financial institutions. PS Credit’s services include Business Credit Reports, Industry Credit Groups, Collection Control Programs, and Educational Resources. For more information about PS Credit visit their website online at

Gregory M. Garner, President
2044 First Avenue, #300
San Diego, CA 92101
Phone: 619-239-8191