Pam Graham & Trish Janke, Real Estate Consultants with All Real Estate Options Inc, Closes a Seterus and Bank of America Short Sale in Fleming Island

Pam Graham and Trish Janke, Fleming Island short sale agents in Florida, closes another Seterus and Bank of America short sale for a homeowner in Fleming Island, Florida.

Fleming Island, FL, January 15, 2015 --( The property on Vista Lakes at the time of the last contract was listed at $265,000 and closed at $271,000, with $5,000 closing cost contribution to the buyer from Seterus Mortgage, which was the first lien holder and Bank of America was the 2nd lien holder. Full deficiency waiver, no cash contribution/promissory note by the seller and the buyer was a conventional buyer. The buyer took a total of 36 days from contract to close, after a 51 day wait for approval.

This process was not easy, with many failed contracts due to long wait times for bank approval. With a foreclosure looming, Pam Graham and Trish Janke used their negotiation skills, creative problem solving, involving social media and market data, determination and a never give up attitude, these two agents were able to successfully get this home to the closing table and avoid foreclosure.

The Fleming Island short sale home in 32003, is measured at 3,368 square feet with a lot size under a quarter of an acre. This home has 5 bedrooms and 4 bathrooms. This single family home has bonus room upstairs. This home also contains a heated and cooled enclosed patio as well as a fire place.

A Fleming Island short sale will occur when banks believe the borrower is having a hardship, where their current financial situation does not allow them to pay the mortgage off or to continue making payments. There are multiple reason this can occur. Loss of income or their bills have increased to a point where they are unmanageable. Job transfer, without enough equity in the home.

Quite a few people view a short sale as a bad thing, but it does not have to be. While not always a perfect ride, a short sale gives a financially troubled person options and many times, allows them to walk away free and clear of any home debt.

Pam and Trish have put together a system to help Fleming Island short sale homeowners tackle their short sale situation. This system begins with an excellent marketing plan, setting seller’s expectations on what to expect, being ahead of the game by having a list of items required by the bank, and working side by side with local top notch real estate attorneys to assure everything is being done to create the best outcome for Fleming Island short sale sellers.

Pam and Trish specialize in Fleming Island Real Estate, Orange Park Real Estate, Green Cove Springs Real Estate and Middleburg Real Estate, short sales (Pre Foreclosures) and Fleming Island foreclosures.

Pam Graham & Trish Janke-All Real Estate Options Inc
1857 Wells Rd Suite 215
Orange Park, FL 32073
Pam Graham- All Real Estate Options Inc
Pam Graham