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TLT Consulting Unveils the 100% Project Funding Solution

A Cash Loan with Credit Enhancement Delivery.

Winnipeg, Canada, February 20, 2008 --( This is a sound funding program that addresses the positions of all parties involved; this funding acts as an initial financial Bridge at the inception of a Project, which is always a critical point where the Banks perceive their exposure to be at its highest point.

In this particular Asset / Funding program 2 services are provided:

1) Cash funds are loaned in order to finance an Applicant's Project.

2) A Credit Enhancement service is provided, which acts as an incentive to procure the Bank's interest in an Applicant's project. This provides a financial vehicle, in the form of a cash-backed, unrestricted Bank Instrument, to an Applicant's Bank which can be effectively used by an Applicant's bank.

A Loan is provided to the Applicant with the condition that the Applicant issue a forward-dated Promissory Note to the Lenders, and then the Applicant has their Bank AVAL / ENDORSE the forward-dated Promissory Note; thereby guaranteeing the repayment of the loan.

In order to address the Risk to an Applicant's Bank, provides an Applicant with a second service, with Credit Enhancement, in the form of a Bankable asset (e.g. AA rated, cash-backed, unrestricted US Treasury Note, SBLC, BG, or a CD) which an Applicant pledges, assigns or transfers to their Bank in exchange for their Bank's support & Endorsement on their forward-dated P Note.

This pledge of the Asset is delivered on a Bank to Bank basis, at no cost or risk to an Applicant's Bank, and is meant for the exclusive use and benefit of the Bank for the period of 1 year, after which the Bank must return the Asset.

It is not collateral; it is Credit Enhancement.

The reason that this is provided, a free & clear Asset to an Applicant's Bank, is because it allows the Bank to internally use / leverage the Bank Instrument as an asset on their books and establish a "Sinking Fund"; allowing for the Bank to create a number of income streams that will mitigate the Risk of the Bank guaranteeing repayment of an Applicant's Loan.

Furthermore, once the Loan is delivered to an Applicant's account, the Loan proceeds will also come under the control of their Bank (who endorsed the forward-dated P Note) and at the same time, the Loan Funds will be fully available to the Applicant/Client as required, via a graduated draw down schedule, pre-agreed with their Bank, over the year, in accordance to the needs and progress of the project.

At the end of the day, the Applicant's Bank will have Custody, Care & Control of both, the Asset that was pledged as well as the Cash proceeds of the loan, thereby providing the applicants' Bank with sufficient added leverage through their reserves to more than cover the risk of endorsing the P Note.

At the end of the day, the Applicants Bank has assumed a contingent liability which is deferred for one year, while they concurrently use and control third party Funds and Assets to manage their risk.

The use of the third party funds also allows the Applicant and the Applicants' Bank to develop sufficient equity required to establish the Applicants Exit Strategy to their Bank and thereby make the transition to institutional finance when the equity / risk ratio allows for it.

All the while, an Applicant's Bank, has not lent any funds for the first year, their cash reserves have not been imposed upon in any way and their Lending capacity has not been diminished at all.

A sound funding program that addresses the positions of all parties involved.

TLT Financial Consulting can also step in to provide their service, carrying the Applicant into institutional funding when the time is right.

Terry Tiessen

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TLT Consulting
Terry Tiessen

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