Washington, DC, July 14, 2008 --(PR.com
)-- Long distance commuter Bill Pratt has used his long train ride to write a new book to help high school seniors and college freshmen handle credit cards, debit cards, and other money issues.
Pratt, founder of Pratt Financial Group and author of Extra Credit: The 7 Things Every College Freshman Wants to Know About Credit, Debt & Ca$h (Available August 2008), commutes to Washington, DC via the MARC train, and used those hours to complete his book.
“I am on the train for 90 minutes each way, so I wanted to use the time productively,” Pratt explained. “I want to get the message out to young adults about how to handle credit and debt. I won’t be afraid to seek corporate sponsorship to move my message faster.”
Now in his early thirties, Pratt started writing financial advice just after college to help prevent others in his age group from making the same money mistakes he had. Pratt Financial Group offers articles, seminars, and books for the neessary tools to understand and manage personal finances.
“When I was a 17-year-old freshman, I signed up at a credit card table on campus just to get a free t-shirt. Before I knew it, I was a college graduate with several thousand dollars of credit card debt.”
Pratt delivers lectures for colleges, universities and high schools to help students with life and money questions.
“Debt and financial pressure is the number one reason students drop out of college; the number one reason for divorce; and the number one reason people feel stuck in the middle class,” says Pratt. “Over 1.5 million students will drop out of college this year because of money issues. My goal is to bring an energetic and fun message to campuses to stop such problems before they occur.”
Extra Credit will be available August 11, 2008 on ExtraCreditBook.com and Amazon.com.