Barra & Associates (Founder Grant Barra) Provides Competitively Priced Options for Consumers to Buy Health Insurance in Illinois
Oak Brook, IL, August 29, 2013 --(PR.com
)-- According to the Commonwealth Fund Biennial Health Insurance Survey released on April 26, 2013, 30 percent of working-age adults reported that they were uninsured at some point in 2012 and 19 percent said they were currently uninsured.
However, these individuals do not have to remain uninsured. Barra & Associates Health Division offers a wide selection of health insurance products such as accident, critical illness and fixed benefit plans that provide comprehensive and affordable coverage for both individuals and families right now.
“One of the benefits of working through an agent or company such as Barra & Associates Health Division is we can offer guidance and counsel,” said Steven Hoffman, leading the Health Division with Barra & Associates. “We work with each person to find them the right coverage.”
Individuals and small businesses have the option of working with agents such as Barra & Associates Health Division to receive the best health insurance by state even though all states must establish a health insurance exchange marketplace by January 2014 to comply with the Affordable Care Act (ACA) of 2010.
A health insurance exchange allows consumers and small businesses to shop health insurance carriers, compare plans and apply for coverage online.
“In theory, health insurance exchanges provide economies of scale and therefore provide advantages that before were limited to large businesses,” says Barra “Between the private exchanges and the government run ‘marketplaces,’ we feel that we will have many new options to help serve our clients,” says Barra.
Barra pointed out that each state will be required to have a health insurance exchange in place by next year but has the option on how to operate it. States can choose to create and run their own exchange, partner with the Department of Health and Human Services and manage only some services, or rely on the federal exchange. Illinois is one of seven states moving forward with planning a state partnership exchange. As of April 1, 2013, only 18 states had declared they will implement state-based exchanges while 26 states currently are defaulting to the federally facilitated exchange.
As a regional company, Barra & Associates has agents throughout the area who are experts in health insurance and who understand the local impact of healthcare reform.
“Healthcare reform does not force people to rely on a government exchange,” said Barra. “Individuals and small businesses can continue their current coverage or choose new policies with an agent through our private exchange.”
Barra believes that waiting until healthcare reform exchanges open to get coverage is a mistake. The financial risk is too great to be without coverage for any length of time between now and 2014.
For more information on Barra & Associates, contact Michael Dobek at (630) 206-9660. Or, visit the company’s website at www.ifsbrokerage.com.