Phoenix, AZ, May 08, 2009 --(PR.com
)-- The new Alternative Healthcare program eliminates the Employer's administrative responsibility to manage Enrollments, Terminations, COBRA, Family Leave, Annual Renewals, Waiting Period, etc.
Employees are offered a choice of coverage from all major Insurance Carriers, which allows them to select their desired type of plan, deductible and coverage benefits. Other benefits include payroll withholding, on-line HR administration, and portability from job-to-job or state-to-state.
Employers are able to control costs by determining reimbursement by Employee class with no minimum participation or contribution requirements, based on the new regulations. Contributions are tax deductible for Employer and non-taxable to the Employee.
Coverage options, include: Major Medical; Catastrophic; Accident & Critical Illness; Dental; Disability Income; HIPAA Guaranteed Issue Medical; Health Savings Accounts; Life Insurance; Long Term Care; Short-Term Medical and Supplemental Benefits.
“We believe this is one of the most significant new developments in the industry to help Employer's reduce costs for Health Insurance coverage,” according to Wayne Morris.
About USA Insurance Brokers
Wayne & Dottie Morris, founders of USA Insurance Brokers have over 15 years of experience and represent 30 Major Insurance Carriers. Our organization specializes in designing plans to improve coverage and reduce costs for our clients.
Wayne Morris has been named as one of the Top 10 Independent Brokers in the U.S. by America's Health Care Professionals in 2005, 2006, 2007 and 2008. Members of AHCP, Independent Agents & Brokers of America, National Agents Alliance and the National Association of Professional Agents.
For additional information, contact: USA Insurance Brokers @ 1-800-591-3920.