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Crescent State Bank

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Crescent State Bank Announces New Employee


Sally A. Neuman Joins Local Bank As Vice President.

Raleigh, NC, September 15, 2006 --(PR.com)-- Michael G. Carlton, president of Crescent State Bank, a wholly owned subsidiary of Crescent Financial Corporation, (NASDAQ Global MarketSM), has announced that Sally Neuman has joined the firm as vice president for the Falls of Neuse branch office. In this position, Neuman is responsible for business development and consumer and commercial lending.

“I am pleased that Sally has joined Crescent State Bank,” said Carlton. “Her experience with banking is an asset that is greatly appreciated and will be utilized as we continue to grow.”

About Sally A. Neuman:
Sally Neuman is vice president for Crescent State Bank for the Falls of Neuse branch office in Raleigh. She has over 30 years experience in the banking industry. She is a member of the Raleigh Woman’s Club and Greater Raleigh Chamber of Commerce, a chief judge for the Democratic party and the first recipient of the Chamber of Commerce’s Centennial Award. A University of Illinois graduate, Sally lives in Raleigh with her husband, Duane.

About Crescent State Bank:
Crescent State Bank is a wholly owned subsidiary of Crescent Financial Corporation. The Bank opened in December 1998 to cater to the financial needs of the communities it serves. The bank has total assets of approximately $471 million, deposits of approximately $370 million, and loans of $360 million as of June 30, 2006, with ten full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, Raleigh and Pinehurst, North Carolina.

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Information in this press release contains "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation’s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.

Patty Briguglio
MMI Associates, Inc.
7406-H Chapel Hill Road
Raleigh, NC 27607
(919) 233-6600 • (919) 233-0300 (fax)
patty@mmimarketing.com
Contact Information
Crescent State Bank
Patty Briguglio
919-233-6600
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