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Uniastrum Bank

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Uniastrum Bank Promises Loyal Depositors Higher Interest and New Account Holders Free Gifts

Effective November 1, 2011 to January 31, 2012 anyone opening a Big Interest, Access, Pension Plus or Multicurrency deposit account will receive a welcoming gift.

Moscow, Russia, November 10, 2011 --( Uniastrum Bank has a special offer for loyal customers. From October 18 to December 1, 2011 anyone opening a Big Interest, Access, Pension Plus or Multicurrency deposit account can look forward to an extra 0.5% return on their savings, be they rubles or hard currency. The bigger interest rate is available provided account holders meet one of the following conditions: are prepared to renew their account, simultaneously increasing the deposited amount; have a positive balance on deposits paid into current or call accounts; have accounts still active at the time the deposit agreement expires.

Since year-start 2011 Uniastrum’s retail deposit portfolio expanded 21% to Rb 30.9 bn as of October 1, 2011. The Bank’s most popular deposit option remains its one-year ruble-denominated term account. A strong favorite with depositors is the Big Interest account, which for the duration of the special offer provides a maximum return of 11% APR.

Testament to the high quality of Uniastrum’s deposit products is the fact that 87% of depositors remain with the Bank after the end of the initial deposit agreement, choosing to extend their agreement or transfer the funds to another account. Meantime, the number of new customers continues to grow.

“We particularly value long-term relationships with depositors and are only too glad to offer loyal customers special perks and extras,” notes Vasily Kuznetsov, Deputy Chairman of Uniastrum’s Management Board. “Our large range of deposit options takes account of diverse customer needs while at the same time providing a simple, no-fuss way of retaining and increasing their savings. The Bank’s extensive branch network means that our deposit initiatives are available nationwide and offer maximum convenience.”

CB Uniastrum Bank LLC was established in 1994. Uniastrum is a universal lending institution offering a comprehensive range of financial products and services, with particular focus given to the retail sector and small and medium-sized business. Uniastrum is one of Russia’s Top-30 systemically important banks, as ranked by the Central Bank of the Russian Federation. Uniastrum’s financial statement for January 1, 2011 showed the Bank’s equity capital standing at Rb 9 bn. Uniastrum is a deposit insurance scheme participant. The Bank’s regional network currently numbers more than 200 offices (including 43 branches) in 48 Russian regions. Since October 31, 2008 Uniastrum Bank has been a member of the Bank of Cyprus Group.

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Uniastrum Bank
Kseniya Chernisheva
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