Moscow, Russia, December 10, 2011 --(PR.com
)-- Uniastrum Bank is expanding the range of online services available via its website. From now on potential borrowers can receive a preliminary decision on a credit card or a personal loan without the need to visit a Uniastrum outlet. Instead, all they have to do is to select the type of credit they want on the Bank’s website and complete an online application form consisting of five short sections. The preliminary loan decision is issued within a few minutes.
If the loan is approved, a special credit application confirmation code is sent to the customer’s mobile telephone and e-mail address which the borrower will need to quote when applying directly to the Bank. To obtain a credit card, for example, he or she will need to visit a Uniastrum branch office just once in order to submit the necessary documents.
“We are committed to maximizing our relationship with our customers,” notes Vasily Kuznetsov, Deputy Chairman of Uniastrum’s Management Board. “The online services available on the Bank’s website, such as loan calculator, application forms for products and services, and the opportunity to obtain a preliminary loan decision make for a more convenient and accessible banking experience and minimize the time that has to be spent on visiting a Uniastrum outlet.”
CB Uniastrum Bank LLC was established in 1994. Uniastrum is a universal lending institution offering a comprehensive range of financial products and services, with particular focus given to the retail sector and small and medium-sized business. Uniastrum is one of Russia’s Top-30 systemically important banks, as ranked by the Central Bank of the Russian Federation, and places among the country’s Top-20 banks based on the size of its branch network. It is Russia’s 48th largest bank by asset size, 37th by loan portfolio value, 31st by total retail loans, and 11th by overall SME credits, according to figures released by RosBusinessConsulting news agency. Uniastrum’s financial statement for January 1, 2011 showed the Bank’s equity capital standing at Rb 9 bn. Moody’s Investors Service affirmed Uniastrum’s long-term credit rating at Ba3, while Moody’s Interfax Rating Agency affirmed its national scale rating at Aa3.ru. Uniastrum is a deposit insurance scheme participant. The Bank’s regional network currently numbers more than 200 offices (including 43 branches) in 48 Russian regions. Since October 31, 2008 Uniastrum Bank has been a member of the Bank of Cyprus Group.