Columbus, OH, January 13, 2012 --(PR.com
)-- College students have always had to bear the brunt of higher car insurance rates. However, there are ways that these youngsters can lower their car insurance premiums. In an article recently released by Insure4USA.com, one of the country's leading online insurance service, the website highlights areas in which college students can work on to obtain lower premiums and save a significant amount at the end of every month. It is no secret that drivers under 25 attract a higher premium. Adding more salt to the wound is the fact that male drivers in that group usually pay more than women since they are considered a higher risk in addition to the fact that statistics indicate a significantly larger number of male drivers on the roads as compared to women.
While that may spell double trouble for the college student, Alex, CEO of Insure4USA.com shares a few tips to help students to cut down their costs on car insurance. Alex says, "To put things in perspective first. No student driver under 25 ought to even consider skipping insurance altogether. The consequences are severe to say the least, with jail terms, loss of driving license, liability lawsuits, and out of pocket medical expenses to deal with. Rather than suffer the consequences it is prudent to concentrate on various factors such as maintaining a good driving record and a grade point average above 3.0." The article also strongly suggests that students remain on their parents' plan, especially for those who stay with their parents while attending school. However, for those who plan to school out of state there are several options as well.
Alex elaborates on a few of these options and said, "Follow traffic regulations and you won't end up with many tickets that could ruin your driving history. Car insurance companies consider the driving record of an individual very seriously when determining premiums so if you don't want premiums to shoot through the roof, drive safely. Besides, maintaining a good grade point average serves the dual purpose of not only doing well in school but finding favor with the insurance company which considers better students as more responsible drivers as well." The article also emphasizes on the student's choice of vehicle which has a great bearing on insurance premiums. Sports cars and convertibles are not the kind of vehicles for students looking for lower insurance bills. In addition, it is important to install safety features such as air bags and immobilizers, which helps reduce car insurance premiums significantly.
See Insure4USA.com full article about car insurance for students
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