Edgewater, NJ, June 17, 2007 --(PR.com
)-- Over 30 million people in the U. S. have credit scores low enough (below 620) to make shopping for low mortgage rate loans difficult at best. Since interest rates associated with various loan programs are broken down into schedules based on credit score ratings, it’s safe to assume that as the consumer’s credit score goes down, interest rates will go up. That’s why it is so important to boost your credit score before applying for a new loan.
For first time buyers, a lower interest rate can mean the difference in finally owning their dream home. For those who already own a property, the ability to refinance to a lower interest rate loan can save literally thousands of dollars in financing fees over time. Tony Croft, Branch Manager of Freedom Mortgage in Edgewater, is sponsoring a free seminar to teach you how to raise your credit score 100 points in forty-five days. Attend this free seminar and learn:
- What five factors make up a credit score
- Why paying off collections isn’t always a good idea
- How to improve a credit score by making a simple phone call
- The secret of the “authorized user”
- Why balancing balances is so crucial
Additionally, attend this free seminar and receive a Credit Scoring Booklet and a 20-minute audio CD about strategies for quickly boosting a credit score.
Time: Thursday, June 28, 2007
Place: Edgewater Community Center
1167 River Road
Edgewater, NJ 07020
Space is limited so please call 201-943-6800 to RSVP.
Freedom Mortgage Corporation is an equal housing lender, licensed by the NJ Department of Banking and Insurance. All loans are subject to an acceptable appraisal and underwriting approval. Tony Croft is Branch Manager at Freedom Mortgage, a full service mortgage lender and brokerage. Tony has successfully expanded his Mortgage Planning practice through alliances with Realtors, real estate investors, financial planners, attorneys and CPAs. For free consultation call Tony at 201-943-6800.