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Hoover and Associates HealthCare Reform Lunch and Learn

Royal Oak, MI, April 13, 2013 --( Successful Hoover and Associates HealthCare Reform Lunch and Learn

Hoover and Associates Financial Services, Inc. hosted a well attended Lunch and Learn on Thursday March 21st, 2013 at Maggiano’s Little Italy restaurant in Troy, Michigan. The topic discussed at this event focused primarily on HealthCare Reform.

Randall A. Hoover, ChFC, REBC, CLU, RHU, and LIC, President at Hoover and Associates Financial Services lead the discussion about expected changes, due to PPACA, in the coming years and how they will affect businesses. Michael J. Friedman, Partner Honigman, Miller, Schwartz, and Cohn LLP, provided in-depth discussion regarding the Play-or-Pay provision and how it pertains to various sizes of business. James Branchik, CEBS of Priority Health provided very insightful responses from the carrier perspective on several PPACA issues including COBRA. Jennifer Warner, V.P. of Insurance Operations of the Michigan Business and Professional Association provided an overview of related services for small businesses. Shane Russell, Regional V.P. of American Funds provided on overview of opportunities in the market for 2013. Some of the PPACA discussed at the luncheon were:
· What has occurred in 2010 thru 2012
· What employers have to do Now for HealthCare Reform
· How the State “Insurance Exchange” Market Place is developing
· When will the State “Insurance Exchange” Market Place be up and running
· Subsidy qualifications

Hoover, who predicted that the event would be well attended said, “Client’s commented that the material covered on the complex topic of PPACA was very well presented.” Many indicated that they will be in attendance at future seminars as well saying, “I felt that this information was relevant to my small business and feel confident Hoover and Associates is staying current on this evolving topic.”

In addition, Hoover said, “We receive questions daily from employers regarding implementation and strategy for 2013 and 2014.”

This is strictly an informative meeting only; no sales presentations were made during the seminar. Please watch for future Save-The-Date notices for their next Lunch and Learn.

About Hoover and Associates: Hoover and Associates offers complete insurance, financial and employee benefit planning services. They work together to serve their clients' business and personal needs with focused solutions that emphasize convenience, practicality and ingenuity. Since its foundation in 1988, they have believed in partnering with their clients to assist them in preserving and managing their net worth, growth, and development. They prepare their recommendations using information their clients share with them about their goals, objectives, and present resources. Then they overlay Market conditions, Tax Regulatory, and actuarial considerations to uncover the best objective client solutions. Hoover and Associates is located at 909 North Main Street, Royal Oak, Michigan. Visit their website at for more information.

Hoover was awarded the Lifetime Achievement award from the National Health Underwriters Association in 2010, for 10 consecutive years of professional excellence in the sale of health and disability income insurance and sales management.

Securities offered through Sigma Financial, Corp. Member FINRA/SIPC.
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Hoover and Associates Financial Services, Inc.
Elizabeth Fields

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