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Robert D. Edelheit, OptiMed, and United Group Programs, Inc. Announces: OptiMed Essential Bronze Plus Program

The OptiMed Essential Bronze Plus Program gives an option for Mid to Large employers with low group participation to potentially offer a cost saving Health Insurance plan to their full-time employees and comply with the employer provisions of the Patient Protection and Affordable Care Act (PPACA).

Newtown, PA, May 01, 2013 --( OptiMed Essential Bronze Plus Program


-Bronze Major Medical Plan, Voluntary GAP and Limited Medical Plan
-Flexible Participation Guidelines for the Bronze Major Medical Plan
-For Groups of 50+
-7% Level Commission

The OptiMed Essential Bronze Plus program may provide a cost savings when complying with the rules and requirements governing the Affordable Care Act. The OptiMed Essential Bronze Plus benefit program is designed for the company with a relatively small group of core employees that currently enjoy a comprehensive major medical and a much larger group who may have limited or no coverage.

Under the rules of the ACA, all employees working 30 hours or more hours per week must now be provided a comprehensive major medical coverage meeting the government guidelines which provide for a threshold of no less than the Bronze level of benefits.

For those employees participating in the OptiMed Essential Bronze Plus program, a standalone voluntary GAP program is available to help offset out of pocket expenses should the core employees with comprehensive major medical desire an enhanced level of coverage. In addition to the ACA Bronze Major Medical program, the OptiMed Essential Bronze Plus program offers a standalone 100% employer paid non-compliant limited medical benefit plan for those employees who refuse to participate in the major medical program.

In most cases, the OptiMed Essential Bronze Plus program may offer the option and opportunity to the employer to satisfy ACA guidelines with an overall cost of 20-25% of the tax penalties inherent with non-compliance.

Each Essential Bronze Benefit Plus plan includes an evaluation, conducted by an independent actuary, confirming that the client’s Essential Bronze Major Medical Program meets the actuarial requirements as set forth by the Affordable Care Act.

Contact an OptiMed group sales representative for more information including state availability.
Contact Information
OptiMed Health Plans
Robert D. Edelheit

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