Golden Financial Services – Review of the Company's Recent Expansion

Golden Financial Services has expanded with a wide array of national debt relief and business entrepreneurial products. All the business options available at Golden Financial Services for 2013-2014, are summarized below.

San Diego, CA, July 17, 2013 --(PR.com)-- Golden Financial Services has led the way as the pioneer Debt Settlement Company in America since 2004, but now also offers innovative small business options, business loans and student loan consolidation help.

1. Debt Settlement Services – Golden Financial Services started this option in 2004. Since then Golden Financial Services partnered with the most skilled and well-known negotiators around the country and more than 1,000 attorneys nationwide.

A debt settlement program allows a person to pay off their unsecured debts in a faster time-frame than any other debt relief program available.

Consumers end up paying less than the full amount they owe on their total unsecured debts. This type of program could lower a person’s credit score, but consumers are able to rebuild their credit score after graduating on a debt settlement program.

Golden Financial Services sets their client's up with a debt relief attorney in their state, lawsuit defense and provides their client's with a massive amount of educational tools, including education on the Fair Credit Reporting Act and the Fair Debt Collection Practices Act while on the program. Golden Financial Services strives to improve the financial health of all their clients.

Not all clients will qualify for debt settlement services. Therefore Golden Financial Services aligned themselves with Non-Profit Consumer Credit Counseling Companies around the United States, where consumers can be referred to them, if consumer credit counseling is a better option for a certain individual.

2. Small Business Loans - Golden Financial Services offers small business loans that range from $5,000-$250,000.

To qualify for these loans a business owner must be in business for more than one year, have more than $150,000 in annual revenue and have at least an average bank balance of $3,000.

Golden Financial Services started offering these small business loans because of the fact that most of their partners needed funding to pay for marketing and equipment.

Golden Financial Services needed to find a way to fill that gap and make sure their business partners were successful.

After joining forces with some of the largest lending institutions in America, and combining that with private lending options for people with bad credit, Golden Financial Services now offers small business loans.

These loans can be used to pay for marketing, equipment, hiring employees and for just about any expense holding a business back from growing.

3. Student Loan Consolidation Consulting and Processing Services – Currently in the United States the Federal Government does offer consolidation plans for student loan debt. There are six student loan debt relief and consolidation plans available.

Student Loan Consolidation Plans will pay off a person’s total Federal Student Loan Debt, then leaving them with only one loan to pay back. Some of the income based plans even lead to a large portion of a person’s student loan debt being forgiven after a certain amount of years.

Most students are unaware of these options. These Federal Consolidation Plans are quite complex and most students have a hard time with figuring them out. Students must also get re-approved annually for these programs.

Jason Rodriguez at Golden Financial Services stated that “our goal is to get a person approved on the student loan consolidation plan that provides them with a payment close to zero dollars per month.”

4. Entrepreneur Options – Golden Financial Services has options available for business owners that are looking to increase their company profitability and grow a successful business.

· Debt Settlement Affiliate Program – Sets up business owners to offer compliant debt settlement services.
· Business Loan Affiliate Program – Sets up business owners to offer small business loans and receive the full commission.
· Marketing – Golden Financial Services sets up businesses with a marketing platform that generates leads and prospects for any business model on the market.
· Small Business Loan, Student Loan Consolidation and the Debt Settlement Referral Program – Golden Financial Services pays out a marketing fee to any individual or company that refers a prospect for the debt settlement, student loan or business loan program.

5. San Diego and New York Charities - Golden Financial Services works hard to help poor people, churches, sick and homeless children and people in need of the basic fundamentals in life. At Golden Financial Services employees, management and their CEO, Paul Paquin, have a strong vision and desire to fulfill the goal of making the world a better place.

Golden Financial Services is having a charity race for Cancer that will be taking place in 2014 and every year after. 100% of the proceeds will go to Sloan Kettering Hospital in New York and will be put towards research. Sloan Kettering is one of the oldest hospitals in the US that specializes in cancer treatment. They have amazing doctors, scientists and staff that find and develop the most groundbreaking and effective treatments.

The website that was purchased and is being developed for this race, is KickCancerintheButt.com, where folks can stay tuned in on the details of the race. Golden Financial Services also has their San Diego Charity Page at:
nomorecreditcards.com/go/san-diego-churches-

6. Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) Tools – Golden Financial Services recently released the FCRA and FDCPA summary tools that people can find in their blog located at:
Goldenfs.org/debt-relief-blog/

Golden Financial Services developed summaries of these Acts that consumers can download for free, making it easy to understand these two long Acts. There is also a video to go with each Act.

To learn more about Golden Financial Services people should start by reading the Golden Financial Services Debt Relief “About Us” Page. http://nomorecreditcards.com/about-us/
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Golden Financial Services
Ruth Paquin
866-376-9846
nomorecreditcards.com/about-us/
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