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Prospect Financial Group Releases Refinance Guide to Help California Homeowners Refinance

California Home Refinance Guide released by Prospect Financial Group, Inc. educates California homeowners on the benefits of refinancing.

San Diego, CA, July 20, 2013 --( Prospect Financial Group, Inc. recently released a guide designed for homeowners in California that are considering refinancing their mortgages. As lending experts with over 40 years of combined experience, the lending team at Prospect Financial Group, Inc. knows exactly what information borrowers should know in order to make an informed decision of whether or not to refinance their home loan. With Prospect Financial Group’s California Home Refinance Guide, borrowers can learn everything from the advantages and disadvantages of refinancing, the costs of refinancing, loan programs available and more.

The company has already helped thousands of California homeowners successfully refinance their home loans. Some of the most popular reasons borrowers choose to refinance include getting a lower interest rate, shortening their loan term or getting cash in exchange for the equity they have built in their home. There are many others reasons why a homeowner may choose to refinance, all of which are outlined in the company’s refinance guide.

Prospect Financial Group, Inc. has made it their top priority to put California homeowners in a stronger financial position through the refinancing of their home loans. One of the primary benefits of refinancing is the option for homeowners to lower their interest rate and monthly mortgage payment, which can help them save hundreds of thousands of dollars over the life of the loan. Homeowners also learn that they can save even more money by shortening their loan term through a refinance. For example, refinancing from a 30-year loan to a 15-year loan will result in substantial savings in the long run.

However, the guide also makes sure to inform homeowners when refinancing may not be the smartest financial decision. The guide teaches readers how to calculate their break-even period to determine exactly how long it will take to offset the costs associated with refinancing from the savings they gain. The company wants to make sure that when a homeowner refinances their mortgage that they are doing it for the right reasons and will benefit in the long run.

In addition to the refinance guide offered on the company’s website at, there are a large number of resources and tools available to help homeowners become educated on refinancing. Some of the tools that will be most beneficial to homeowners include the company’s interactive mortgage calculators. Borrowers will find a Refinance Interest Savings Calculator, which they can use to calculate the interest they can save from refinancing. Another useful calculator is the 15-Year vs. 30-Year Mortgage Calculator, which compares savings between the two loan programs.

Homeowners that are interested in learning more about refinancing can visit Prospect Financial Group, Inc.’s website or can call the company directly at 858-605-0952 to speak with a California refinance expert.
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Prospect Financial Group, Inc.
Jason Vondrak

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