Los Angeles, CA, December 22, 2013 --(PR.com
)-- Holiday gatherings with family members are a joyous occasion but don't overlook the importance of making sure elderly parents and loved ones are prepared for the year ahead.
"Many adults only visit their aging parents once a year which makes it essential to assess their current condition and spend a few minutes focused on the possible outcomes of living a long life," says Jesse Slome, director of the American Association for Long Term Care Insurance.
The long term care insurance expert recommends doing a quick home safety assessment. "As you walk around look for potential hazards that can result in a fall," Slome advises. "Loose area rugs, extension cords or cable TV wires that are not secured safely to a wall. " Clutter is a common hazard Slome points out that can be easily addressed.
Be sure to ask if the parents ever purchased long-term care insurance. "You'd be amazed how many calls we get a year from adult children who discover a policy after the parent passed away or believe their parent has a coverage but lack any vital information," Slome points out. "If they have coverage, all you simply need is the name of the insurance company although a policy number."
The Association director notes an increase in the number of post-holiday calls from adult children seeking long term care insurance for an elderly parent. "Insurance have age limits and typically after age 75 meeting the health requirements for insurance is impossible," Slome notes. Information about the long term care insurance costs can be obtained by calling the organization at (818) 597-3227 or on their website at www.aaltci.org.