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InfoSecure Report Reveals That Some Credit Card Processors Have a Financial Motivation for Merchants to Remain Non-Compliant with PCI DSS

Most acquiring banks and credit card processors have a PCI compliance program. There may be an incentive for your credit card processor to keep your business non-compliant. This free report explains why.

Phoenix, AZ, February 21, 2014 --( A startling report from a payments industry insider reveals why most credit card processors do not want their merchants to become PCI compliant. Patrick Balboa, a former chief security officer and Payment Card Industry (PCI) Data Security Standard (DSS) expert, reveals in an exclusive report available from

“I have been helping organizations – large and small – across the United States secure their networks from hacker attacks for almost 20 years,” said Balboa. “Since 2004, I have focused on credit card security. As a chief security officer for a large credit card processor, I was on the inside of the payment industry. What I learned would shock and amaze most merchants.”

A credit card processor allows merchants to accept credit cards at their place of business, online, or via mail/telephone order. Merchants pay a fee to processors for access to payment networks that allow them to take Visa, MasterCard, American Express, and Discover cards. Credit card processors and acquiring banks require their merchants to be PCI DSS compliant, as specified by each card brand.

“What my free report explains is that while your bank or processor may offer compliance programs and give a lot of lip service to PCI, they really don’t want you to become compliant,” reveals Balboa.

“Five things your credit card processor doesn’t want you to know about PCI compliance” is available for free from Visit the website and fill out the request box visible on the homepage to get your free copy now.

Patrick is the author and creator of InfoSecure, a compliance program that propels and accelerates compliance with PCI DSS. “What you are getting is a complete all-in-one package that is suitable for any size merchant or service provider, no matter which SAQ you use.

“Everything is included: polices, procedures, forms, step-by-step directions, and a complete security awareness training program.” The most valuable thing might be Balboa’s expert help. He provides 60-days of unlimited support after purchase. “Most of my clients appreciate the fact that they can call or email and speak directly to me and get unbiased answers to their tough compliance questions,” said Balboa.

For more information and to get your free report, visit
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Patrick Balboa

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