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New Book by Mortgage Veteran Gives Consumers Lesson on Credit Reports

Dog Ear Publishing reviews this new primer on credit reports and how to effectively create and maintain good credit scores.

St. Johns, FL, August 18, 2015 --( Credit reports can have a huge impact on lives, whether the consumer is buying a new television, applying for a credit card or seeking a mortgage. A mortgage industry veteran shares her insights in a new book from Dog Ear Publishing designed to take the mystery out of credit reports by analyzing their content and then explaining how credit affects buying power and financial independence.

“Be Creditwize: Tips, Tools and Tactics for Managing Your Credit” describes how credit scores are calculated and provides step-by-step tactics to develop a healthy credit profile, repair damaged credit, as well as how to turn good credit into great credit. Other topics include broader ideas such as why people should care about credit and the importance of credit literacy, as well as showcasing the nuts and bolts of credit reports. Interest rate calculation is addressed along with how one’s credit score is a major factor in the amount of interest one pays. Identity theft, as well as protecting against it, is discussed. An extensive listing of financial definitions and various other credit-related resources serve as additional learning tools for the reader.

The potential reader of “Be Creditwize” is a college student starting a new credit profile, anyone getting married who has questions about combining credit, women who are becoming more independent or even someone who may be divorcing. Each of these groups would have specific questions that are answered in the book.

Author Carol DeMarco helped thousands of families achieve home ownership during her 20-plus-year career in the residential mortgage industry. Time and time again DeMarco witnessed a general lack of credit understanding and knowledge within her clientele. Her experience inspired her to provide factual information about credit, credit reports and credit scores to as many people as possible though her book and via speaking engagements. The University of Tennessee graduate and her husband, Joe, live in Florida.

For additional information, please visit

"Be Creditwize: Tips, Tools and Tactics for Managing Your Credit"
Carol DeMarco
Dog Ear Publishing
ISBN: 978-1-4575-3678-6 164 pages $14.99 US

Available at Ingram,, Barnes & Noble and fine bookstores everywhere.

About Dog Ear Publishing, LLC
Dog Ear Publishing offers completely customized self-publishing services for independent authors. We provide cost-effective, fast, and highly profitable services to publish and distribute independently published books. Our book publishing and distribution services reach worldwide. Dog Ear authors retain all rights and complete creative control throughout the entire self-publishing process. Dog Ear Publishing reviews services and other book marketing services are available to connect great content with interested readers. Self-publishing services are available globally at and from our offices in Indianapolis.

Dog Ear Publishing – self-publishing that actually makes sense.
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Dog Ear Publishing
Ray Robinson

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