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Keystone Reports a Growth in Construction Insurance

Increased concern, social trends and improved coverage of construction risks have contributed to the rise of construction insurance policies.

Dundalk, Ireland, January 28, 2008 --( Keystone Insurance reports that over 70% of all public liability insurance policies arranged by the company are for construction companies. Construction contractors are now more than ever conscious of the need for construction insurance.

While the construction sector is not historically one with high safety and insurance concerns, many Irish and international contractors have now begun to realize the benefits of ensuring public liability coverage. Public liability insurance has become just as important for contractors as Employers Liability Insurance. Three main factors have contributed to this development, Keystone experts claim – the high risk associated with the construction sector, changing social trends, and the improved coverage of construction risks.

The construction sector is indeed one of high risk, which grows even higher for bigger projects where many people are involved at a construction site and the possibilities for accidents are virtually countless. And while the situation has almost always been the same, there is now a remarkable change in Irish social mentality that has made it essential for contractors to have construction insurance. Although the ‘claims culture’ in Ireland is not as rampant as in the USA or the UK, more and more people, instead of accepting that loss or damage can happen by accident, are encouraged to believe that it must have been through someone's negligence - with the result that they sue. Having a policy is therefore an option much preferred to wasting valuable resources in courts and compensations.

While construction insurance covers were not very favorable some years ago, many insurers are now offering improved terms. Keystone is a premier supplier of insurance solutions to the Irish construction industry. As independent insurance brokers, the company chooses from a large panel of insurers to secure the best possible construction insurance package for clients. Quotes are arranged within a few hours and cover can be arranged over the phone, and direct debits are available on all policies over ten equal installments.

The company also has a large number of clients who hold insurance with the same broker or insurer for many years. In order to make sure they get the best possible conditions, Keystone Insurance prepare quotations for a company’s insurance needs or arrange agency transfer for clients who are not happy with their current construction insurance provider.

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Keystone insurance
Anthony Woods

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