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Crescent State Bank Sponsors Savvy Women’s Conference

Local Bank Named Sponsor For Women’s Financial Conference.

Norcross, GA, February 17, 2006 --( Michael G. Carlton, President of Crescent State Bank, a wholly-owned subsidiary of Crescent Financial Corporation, (Nasdaq National Market: CRFN), has announced that Crescent State Bank will be an official sponsor of the 2006 Savvy Women Leaders Conference. The conference will take place Thursday, Feb. 23 at the Jane S. McKimmon Conference and Training Center from 8:45 a.m. to 1:30 p.m. This half-day program is designed to enhance women’s leadership, communication and listening skills, and provide information on avenues for service in the Raleigh community. Keynote speaker Connie Podesta will teach attendees how to deal with difficult people, understand their communication and behavior styles, and about gender differences.

“Crescent State Bank is honored to be a sponsor of the Savvy Women’s Conference,” said Carlton. “The program is an excellent opportunity for women to enhance their leadership abilities and network with other area savvy women.”

About Crescent State Bank:
Crescent State Bank is a wholly owned subsidiary of Crescent Financial Corporation. The Bank opened in December 1998 to cater to the financial needs of the communities it serves. The bank has total assets of approximately $411 million, deposits of approximately $322 million, and loans of $324 million as of December 31, 2005, with nine full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, and Pinehurst, North Carolina, and a loan production office in Raleigh.


Information in this press release contains "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation’s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports.

Media and Press Contacts:
MMI Associates, Inc.
Patty Briguglio
(919) 233-6600 • (919) 233-0300 (fax)
7406-H Chapel Hill Road
Raleigh, NC 27607
Contact Information
Crescent State Bank
Patty Briguglio

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