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Crescent State Bank

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Kelly Miller Serves on Crescent State Bank’s Moore County Advisory Board


Local Businessman Named To Bank’s Advisory Board.

Southern Pines, NC, February 24, 2006 --(PR.com)-- James F. Byrd, Senior Vice President of Crescent State Bank, a wholly owned subsidiary of Crescent Financial Corporation, (Nasdaq National Market: CRFN), has announced that Kelly R. Miller, President and CEO of Pine Needles Lodge and Golf Club and the Mid Pines Inn and Golf Club, will continue to serve on the bank’s Moore County Advisory Board. He is a director of the NC Golf Course Owners Association, founder and three-time chairman of the Pinehurst Area Convention and Visitors Bureau and Vice President of the Sandhills Chamber of Commerce. The Advisory Board acts as a liaison between the bank and the community and advises the organization on how to better serve the community.

“Kelly is recognized as an active leader in our community,” said Byrd. “We are honored to have him on our Board.”

About Crescent State Bank:
Crescent State Bank is a wholly owned subsidiary of Crescent Financial Corporation. The Bank opened in December 1998 to cater to the financial needs of the communities it serves. The bank has total assets of approximately $411 million, deposits of approximately $322 million, and loans of $324 million as of December 31, 2005, with nine full service banking offices in the communities of Cary (2), Apex, Clayton, Garner, Holly Springs, Sanford, Southern Pines, and Pinehurst, North Carolina, and a loan production office in Raleigh.

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Information in this press release contains "forward-looking statements." These statements involve risks and uncertainties that could cause actual results to differ materially, including without limitation, the effects of future economic conditions, governmental fiscal and monetary policies, legislative and regulatory changes, the risks of changes in interest rates, and the effects of competition. Additional factors that could cause actual results to differ materially are discussed in Crescent Financial Corporation’s recent filings with the Securities and Exchange Commission, including, but not limited to, its Annual Report on Form 10-K and its other periodic reports

Media and Press Contacts:
MMI Associates, Inc.
Patty Briguglio
(919) 233-6600 • (919) 233-0300 (fax)
Patty@mmimarketing.com
7406-H Chapel Hill Road
Raleigh, NC 27607
Contact Information
Crescent State Bank
Patty Briguglio
919-233-6600
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