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Public Liability Policies More Affordable Than Ever Says Keystone Insurance

The Irish insurance sector is now able to better meet business needs.

Dundalk, Ireland, April 14, 2008 --( The cost of public liability insurance in Ireland is at its lowest in almost ten years, according to a recent survey conducted upon the request of Keystone Insurance brokerage. Policies are now more affordable than ever, the survey shows, and also include exclusive options and flexibility that have never been available before.

Less than 5 years ago, the construction sector faced serious problems regarding public liability insurance, as supply was limited and the price of insurance premiums was incredibly high due in part to the increasing cost of reinsurance. Also, many insurers were generally not comfortable with the construction public liability sector due to the potential claims exposure & the difficulty of assessing risk and estimating future claims costs.

The main reasons that this has changed is there has been an increased number of construction firms established in recent years which has increased demand while concurrently more insurers have entered the market at a time when reinsurance has fallen thus driving down the cost of insurance.

Increased safety awareness & safety regulations have also resulted in a safer working environment on the nations construction sites.

As a result of these factors competition has grown, prices have been reduced and more comprehensive cover is available – all of which is good news for construction firms.

Public liability insurance is arranged by company owners and operators of various activities, to protect them against the risk of injury or loss suffered by a third party or a third party’s property. For construction firms the main aspect of Public liability insurance is the fact that it covers workplace accidents and damage to third party property.

Keystone Insurance itself reports a growing number of businesses which prefer to use its services to arrange policies. The company is a very professional and highly experienced insurance broker for the Irish construction industry. It quickly arranges public liability insurance, employers’ liability, personal accident, plant and machinery, and contract bonds. The firm also offers Public Liability Insurance excellent schemes for all construction occupations including traditional high risk occupations such as roofers, curtain wallers & scaffolders.

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Keystone insurance
Anthony Woods

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