OnlineAutoInsurance.com Helps Florida Residents Find Quality Coverage

Floridians can visit OnineAutoInsurance.com to find quality information on auto insurance coverage issues and to generate free, personally tailored quotes.

Tallahassee, FL, September 07, 2010 --(PR.com)-- The Sunshine State has been estimated to have one of the most expensive average expenditures on liability auto insurance in the nation, making it important for drivers in the state to do their homework when it comes time to shop for a policy. OnlineAutoInsurance.com makes available many informational resources useful for Floridians, as well as a free and easy-to-use quote comparison generator that allows shoppers to find the best options for both price and minimum levels of coverage.

Although the minimum limits of coverage set by the state for auto insurance in Florida remain some of the lowest of any state in the country, drivers who commit certain traffic violations will be required to meet elevated minimums.

Drivers in the state must initially have insurance that provides coverage of up to $10,000 for property damage liability and $10,000 for personal injury protection. Insurance consumers opting to get insured at these low levels, though, should be aware of the risks they are taking by doing so. Although allowed by the state, these amounts of coverage could easily be exhausted in the event of a serious accident.

It may sound counter-intuitive, but insurance shoppers would be well advised to start off with acquiring a policy with the minimum limits that the state requires of “drivers convicted of certain traffic violations or who are involved in an accident but cannot pay for damages.” The state mandates that people who fall into this category purchase car insurance covering bodily injury liability for up to $10,000 per person, $20,000 per occurrence, and property damage liability for up to $10,000. Drivers who get insured near these thresholds may be much better off.

Because residents who are found guilty of or plead no contest to a charge of Driving Under the Influence pose a higher risk to others on the road, the state requires such motorists to carry even higher levels. Those falling into this category need to have bodily injury liability for up to $100,000 per person injured or killed in a crash, $300,000 for two people or more, and property damage liability for up to $50,000.

Source: http://www.myfloridacfo.com/consumers/guides/auto/docs/autoguide2008.pdf

The best bet for the smart shopper in the Sunshine State remains to drive safely and purchase coverage beyond the state’s requirements.

To access more resources regarding insurance issues in Florida, shoppers can go to http://www.onlineautoinsurance.com/florida/ where visitors also will be able to get personally tailored quote comparison for whatever coverage amounts they desire.

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Online Auto Insurance
Benjamin Zitney
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http://www.onlineautoinsurance.com/
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