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Online Auto Insurance: Don't Risk Drinking and Driving This Holiday Season

Los Angeles, CA, December 23, 2011 --( If federal, state and local authorities’ urging motorists to sidestep safety risks and legal troubles by not drinking and driving over the holidays isn’t enough, Online Auto Insurance (OAI) is advising motorists that getting behind the wheel while under the influence can also have serious and long-lasting financial implications.

Safety officials say drunken driving kills tens of thousands of people each year, and consequences for violators in every part of the nation include jail time and license forfeiture. But violators can find themselves paying for their crime long afterward, due to steep fines and the possibility of having to buy coverage from high risk auto insurance companies for years after a DUI conviction.

More than 10,200 people died in alcohol-impaired vehicle crashes nationwide in 2010, according to the Department of Transportation. Those fatalities accounted for nearly a third of all roadway deaths.


All 50 states and Washington, D.C., have laws under which any driver found with a blood alcohol content (BAC) of .08 or higher is automatically considered impaired. And law enforcement agencies step up their efforts to take drunken drivers off the road during holiday periods.

In addition to possible jail sentences and hefty fines for offenders—particularly those who are caught more than once—many states are mandating further punishment of DUI offenders.

Forty-eight states have enacted laws that require those convicted of drunken driving to have an ignition interlock device installed in their vehicle once their driving privileges are restored, according to the Insurance Information Institute.

These devices require drivers to blow into a tube in order to verify that they have not ingested alcohol, and if it is shown that they have, the vehicle will not start. And most states require that offenders pay for the devices out of their own pockets.

That isn’t the only added expense that can be expected, either. Because a person’s driving record is possibly the largest single factor that insurers consider in setting monthly premiums, those found guilty of drunken driving can count on paying higher policy rates for vehicle coverage.

To learn more about this and other safety and insurance issues, readers can go to where they will find informative resource pages and a free-to-use rate-comparison generator.

Contact Information
Online Auto Insurance
Gregor McGavin

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