Washington, DC, July 02, 2014 --(PR.com
)-- According to a Risk Research Bulletin put out by insurance company United Educators (UE), student-on-student sexual assaults - which UE termed “a perfect storm - of "alcohol, mental health, and sexual violence" - cost its members more than $36 million in losses from 2006-2010.
Since the UE represents only about 1,200 educational institutions - including independent schools and public school districts, as well as colleges and universities - and because, according to many reports, the number of complaints and campus adjudicatory proceedings exploded only after that time period, it is likely that the sum of losses at all colleges and universities to date is much higher and will continue to grow, argues Banzhaf.
The Risk Analysis Bulletin also reported a number of important factors regarding the problem.
* First, 96% of student-on-student sexual assaults involved acquaintances, so women attending colleges and universities should be much more concerned about friends than strangers.
* Second, in 92% percent of the claims with losses, the accuser was under the influence of alcohol, and "more than 60 percent of accusers were so intoxicated that they had no clear memory of the assault." This might make it very difficult to uphold a finding that the accused was guilty, especially if he does claim to remember what happened and that it was consensual, says Banzhaf.
* Third, "prior to the assault, 33% of the accusers battled mental health issues." This factor alone could be used to undermine the accuser's credibility, even if no alcohol was involved, suggests Banzhaf.
* Fourth, fully 75% "of the student sexual assault claims resulted in litigation. The most common causes of action were negligence, breach of contract, Title IX violations, intentional infliction of emotional distress, fraud, defamation, due process violations, and breach of the covenant of good faith and fair dealing, according to the UE.
According to the organization Stop Abusive and Violent Environments, males have already used legal action successfully at Brown (2X), Central College, Denison, Duke (2X) , George Washington, Holy Cross, Occidental, Saint Joseph, University of the South, and Xavier.
Meanwhile, law suits filed by students convicted by their universities of rape and/or sexual assault are pending against Bucknell, Cincinnati, Columbia, Delaware State, Depauw, Drew, Kenyon, U of Michigan, Philadelphia U, Swarthmore, Vassar, Williams, and perhaps others, according to the same source.