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Karen Gaylord Earns Prestigious Designation to Help Homeowners in Danger of Foreclosure

Karen Gaylord Earns Prestigious Designation to Help Homeowners in Danger of Foreclosure
Bel Air, MD, January 14, 2009 --( Karen Gaylord CPA, CLU, ChFC of Long & Foster Realtors Bel Air Central has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance and short sales. This is invaluable expertise to offer at a time when the area is heavily hit by “distressed” homes in the foreclosure process.

Short sales allow the cash-strapped seller to repay the mortgage at the price that the home sells for, even though it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

In the Harford County area, many homes are in danger of foreclosing. It is happening in all price ranges. Local experts say that even high-priced homes are not immune.

“The CDPE training is invaluable working with sellers and lenders on complicated short sales,” said Gaylord. “It is so rewarding to be able to help sellers save their homes from foreclosure.”

Alex Charfen, founder of the Distressed Property Institute in Boca Raton, Fla., said that Realtors® such as Gaylord with the CDPE designation have valuable training in short sales that can offer the homeowner much better alternatives to foreclosure, which virtually destroys the credit rating. These experts also may better understand market conditions and can help sellers through the emotional experience, he said. The CDPE is the premier designation for Realtors helping homeowners in distress and handling short sales.

“Our goal is to educate as many people as possible so we can help as many homeowners as possible,” Charfen said.

For more information please call Karen Gaylord at 410-322-6588, email, or visit her website at

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Long & Foster Realtors
Karen Gaylord

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