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Sam's Locker

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Keep Calm and Pawn on: Introducing Sam's Locker, a New Boise Idaho Pawn Shop, Sharing a Start-Up Experience and Their Founding Principles

The foundation of a good life lived is rooted in the good intentions of your endeavors and doing right by others. Sam’s Locker a Pawn shop, located in Boise Idaho, aims to reflect this core belief within every transaction.

Keep Calm and Pawn on: Introducing Sam's Locker, a New Boise Idaho Pawn Shop, Sharing a Start-Up Experience and Their Founding Principles
Boise, ID, May 11, 2015 --( Sam’s Locker a New Pawn shop, located in Boise Idaho, has opened with a core belief to have good intentions and do right by others within every transaction.

Formed in late 2014 when its founder, Samuel Reading, decided to turn his attention to the Pawn industry. Sam’s impetus to pawn didn’t originate from a childhood dream, nor a long thought out and formulated business plan, rather, it arose from a variety of goals and desires that coalesced, including his persistent lust to be a business owner. Sometimes the stars align and things just fall in place. Hard work and the patience to wait for the right moment made Sam’s Locker a reality.

You can now look for Sam's locker across several social media websites including Facebook @"

Their store is, as of just days ago, now available online displaying their full inventory, the first Pawn Shop in Boise to do this, at Currently their inventory has all types of items to include a focus on electronics, firearms and tools.

Although Sam's Locker often deals with people in difficult positions, they feel it is extremely important to approach every customer interaction with the interests of both parties as the primary consideration. This belief is paramount to every transaction and demonstrated throughout the entire process of pawning and buying at Sam's Locker. Those in the pawn industry are, of course, in business to make money. Sam’s Locker is not in the business to rob people of their items, nor there to take advantage of peoples’ hardships. This founding principal is instilled within employees during training, and displayed while working with customers.

The pawn industry is ruthless, and interest rates are higher than any other industry. While a shop will hold your item as collateral, and loan 25-60% of its value they then charge up to 20% interest monthly. Some may ask how is this legal, or at the very least morally right? During the opening of Sam's Locker they asked these exact questions.

There are typically two major categories for pawning/selling: (1) a customer need money now, and/or (2) a customer simply does not want/need their items anymore. Sam's Locker directs their focus to creating a healthy and fair environment for everyone. This begs the question, is 20% interest a month fair?

Business is costly, employee expenses are high, taxes and state requirements make business nearly impossible. These governmental regulations result in the necessarily high rates.

Sam's Locker is aiming to work towards lower interest rates. Even though the store is currently offering a starting of 20% interest on items, they are now lowering interest rates for existing customer to as low as 10% which is unheard of in the local area. As time goes by and the item sits, there is not the cost of assessing the value or checking to see if it works, and for this it is possible to lower interest rates.

For those who are thinking of starting a pawn shop, Sam's Locker has recently posted an article to their webpage at the link above in an attempt to provide some of the start-up materials needed for a new business owner.
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Sam's Locker
Samuel Reading

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